Newly Installed Roof in Franklin, Tennessee by Five Points Roofing
Highlights for Roof Replacement Costs in Tennessee

The average roof replacement cost in Middle Tennessee is between $10,000 and $20,000, with a 2,000 sq. ft. home typically costing around $18,000. Asphalt shingles are the most affordable roofing material, while copper and metal roofing cost more but offer better durability. Homeowner’s insurance may cover the cost if storm damage is confirmed, meaning homeowners only pay their insurance deductible. Factors such as roof size, roof pitch, and roof complexity impact the total cost. Five Points Roofing offers free roof inspections and expert guidance to help homeowners navigate the roof replacement project.

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    “How much does it cost to replace a 2,000 sq. ft. roof in Tennessee?” : Breaking Down Roofing Prices

    Last Updated: 03/13/2025

    If you’re researching roof replacement costs in Middle Tennessee, you’ve probably seen a wide range of estimates. The truth is, that roofing prices can vary significantly based on many factors including materials, labor costs, and whether insurance covers part of the cost.

    This guide will help you understand what to expect when replacing your roof in Franklin, Nashville, Brentwood, and the surrounding areas. If you’re looking for an exact quote, click below to schedule a free inspection.

    Luxury Home with a Brand-New Roof in Franklin, TN completed by Five Points Roofing

    What Determines Roof Replacement Costs in Tennessee?

    Several factors influence the cost of replacing a roof in Tennessee, including:

    • Size & Complexity of Roof – A larger roof’s square footage requires more materials and labor.

    • Type of Roofing Material – Asphalt shingles, metal roofing, standing seam, and architectural shingles all have different costs.

    • Material Costs – Understanding material costs ensures transparency in pricing for a full roof replacement.

    • Labor Cost – A roofing contractor provides expert installation, impacting the overall cost.

    • Roof Installation – Costs vary based on roof pitch, number of stories, and number of layers.

    • Disposal Costs – Removing an old roof and tear-off fees can affect roof replacement cost.

    • Homeowners Insurance Coverage – If storm damage is present, a roof replacement may be significantly more affordable.

    Many homeowners only end up paying their insurance deductible—sometimes as low as $500—if storm damage is confirmed.

    Average Roof Replacement Cost Breakdown

    According to HomeAdvisor, the average of a roof replacement costs in Middle Tennessee fall between $10,000 and $20,000. A 2,000 sq. ft. home typically costs around $18,000. This includes price per sq ft, labor, disposal, etc. The square footage significantly affects the overall cost, as roof area and roof complexity require more materials and labor.

    • Asphalt Shingles: $4 – $6 per square ft. (most common and affordable option)

    • Metal Roofing: $9 – $15 per square ft.(durable and energy-efficient)

    • Tile Roofing: $15 – $30 per square ft. (premium and long-lasting)

    On average, about 40% of the total cost goes toward materials, while 60% covers labor. In Franklin, TN, the cost for a single-story home typically ranges from $20,000 to $25,000, depending on roofing materials and the complexity of the roof. A two-story home with a steeper roof pitch will cost more.

    For a free no-obligation quote, schedule a complimentary inspection today.

    Schedule My Free Roof Inspection

    A close-up view of a newly installed asphalt shingle roof with a vent pipe.

    Does Insurance Cover Roof Replacement in Tennessee?

    If your roof is replaced due to hail, wind, or storm damage, your homeowner’s insurance should cover the cost of a new roof.

    How to File a Roof Insurance Claim in Tennessee:

    1. Get a Free Roof Inspection – A licensed roofer will check for storm damage.

    2. File a Claim with Your Insurance Provider – Submit the necessary documentation.

    3. Insurance Adjuster Inspection – Have your roofing contractor present for this step.

    4. Review the Insurance Estimate – Make sure all necessary repairs are included.

    5. Choose a Roofing Company – Work with a reputable, local contractor.

    6. Schedule Your Roof Replacement – Get a professionally installed, high-quality roof.

    Not sure if your insurance will cover your new roof? We can help you through the process.

    Check My Roof for Insurance Coverage

    Roof flashing with chalk markings highlighting hail impact damage.

    Additional Costs to Consider for Tennessee Roofing

    • Tear-Off & Disposal Fees – Removing an old roof can add $1,000 – $3,000. The cost of Disposal can vary greatly based on the roofing materials and the specific characteristics of the roof, affecting overall project expenses and future maintenance.

    • Existing Roof – Dealing with an existing roof can have significant implications. While removing the current roofing material incurs additional costs, installing new shingles over an existing roof can lower prices, but long-term issues may arise. It’s crucial to conduct thorough roof inspections to determine the best approach.

    • Roofing Permits – Some Tennessee counties require permits, which can cost $100 – $500.

    • Chimneys, Skylights, & Gutters – Special features may increase the final cost.

    • Energy-Efficient Roofing Options – Metal roof installation and solar shingles may have higher upfront costs but save money on energy bills over time.

    Signs of a Failing Roof

    A failing roof can exhibit several telltale signs that it’s time for a replacement. One of the most obvious indicators is leaks and water damage. If you notice water stains on your ceiling or walls, it could mean your roof is compromised. Cracks and broken shingles are another red flag; these can lead to further damage if not addressed promptly.

    Sagging or uneven rooflines are more severe signs that your roof may have structural issues, which can compromise the safety of your home. Missing or loose shingles are also a common problem, especially after a storm. Most roofs have a lifespan of 20-30 years, so if your roof is approaching this age, it might be time to consider a replacement.

    Roof Replacement vs. Repair

    Deciding between roof replacement and repair depends on several factors, including the age and condition of your roof, the extent of the damage, and the cost of repairs. If your roof is nearing the end of its lifespan or has significant damage, replacement may be the best option.

    The average cost of roof repair ranges from $379 to $1,763, making it a more affordable option for minor issues. However, if the damage is extensive, the cost of roof replacement, which averages around $9,000 to $12,000, might be more cost-effective in the long run. Consulting with a roofing contractor can help you evaluate the extent of the damage and determine the most economical solution for your situation.

    A Five Points Roofing roofer installing protective underlayment branded with Five Points Roofing's logo

    Average New Roof Costs in Middle Tennessee

    The average cost of a new roof in Middle Tennessee can vary widely depending on the roofing material and other factors. Asphalt shingles are a popular and affordable roofing material, with prices ranging from $3 to $10 per square foot. Metal roofs, known for their durability and energy efficiency, are more expensive, with prices ranging from $7 to $20 per square foot.

    For those looking for a premium option, clay tiles can cost between $10 and $30 per square foot. Copper roofing, a high-end choice, ranges from $15 to $30 per square foot. These costs can fluctuate based on the roof’s size, complexity, and additional features like chimneys or skylights.

    Choosing a Roofing Contractor

    Selecting the right roofing contractor is crucial for a successful roof replacement project. Start by checking licenses and certifications to ensure the contractor is qualified. It’s also wise to get multiple quotes to compare prices and services. Online reviews and referrals from friends or family can provide valuable insights into a contractor’s reputation.

    A reliable contractor should have a physical address, not just a PO box, and offer a warranty and guarantee for their work. Carefully evaluating the contractor’s experience and reputation will help ensure you choose a professional who can deliver high-quality results.

     A Five Points Roofing professional roofer working on a roof installation, securing materials with precision.

    Get a Free Roofing Quote in Middle Tennessee

    Your entire roof is a long-term investment, and choosing the right roofing company is important. At Five Points Roofing, we provide expert craftsmanship, high-quality materials, and industry-leading warranties.

    • Family-owned and operated in Franklin, TN

    • Licensed and HAAG-certified roofing inspectors

    • Insurance claim specialists

    • Lifetime labor warranty on all replacements

    We proudly serve Franklin, Nashville, Brentwood, Murfreesboro, Spring Hill, and surrounding areas.

    Call us today at (615) 794-4001 or click below to get a free roof estimate.

    Get My Free Roof Cost Estimate